Slightly Indulgent (but still healthy) Chocolate Banana Cupcakes

I this created cupcake for a friend's birthday. Knowing that the people I'd be serving these to aren't accustomed to healthy sweets, they are higher in sugar than what I'd normally make. But hey, compared to a traditional cupcake recipe, these are great!

1 c. chocolate almond milk (I just used this because I had someone had given me a carton and it was almost past the due date. Any milk will work)
1 T vinegar
1/4 c. coconut oil
2 eggs
2 mashed bananas
1/3 c. white sugar
1/3 c. brown sugar
1 c. whole wheat flour
1 c. quick oats
1/2 tsp baking powder
1 tsp baking soda
1/2 tsp salt
1/4-1/3c. cocoa
1/4 c. chocolate chips
In a measuring cup, add the vinegar to the milk and set aside.
Pre-heat oven to 350 F. Add the coconut oil, eggs and sugars to the mashed bananas. Whisk the dry ingredients, then add the sour milk and banana mixture. Mix until just combined, then spoon into greased muffin tin, filling about 2/3rds of the way. Bake for 12 minutes.
*for those who may be wondering, it works out to 121 calories per cupcake*